How To Get Cheap Car Insurance In New Jersey

Reader’s Question:
I have been very busy in my career and the Car Insurance rate that I have when I was young is actually high and I haven’t had the luxury of time to have it altered. Is there any Car Insurance here in New Jersey that can give me cheap car insurance rate and [...]

Do I Need Full Coverage For Old Cars?

Reader’s Question:
Am I still required to get complete auto insurance coverage for my older vehicle here in New Jersey?
Camille
Camden, NJ
Although you are required by the financial responsibility laws of New Jersey to carry auto insurance, it is not mandated to carry a complete auto insurance coverage package. You only have to get the minimum levels [...]

Does The Type Of Car Determine Car Insurance Rate In New Jersey?

Reader’s Question:
It’s probably time for me to replace my very old car with a new one but I’m still concerned with my car insurance. Does the type of vehicle that I will purchase matter in determining my car insurance rates here in New Jersey?
Gaƫl
Toms River, NJ
The type of car that you drive is one of [...]

What Is Uninsured/Underinsured Insurance In New Jersey

Reader’s Question:
I am getting my own auto insurance coverage soon here in New Jersey. I was told by my father that I need to get uninsured/underinsured motorist coverage for it is required. Since I didn’t have the chance to ask him what it is, could you give me a bit of an idea as to [...]

Buying Car Insurance In New Jersey

Reader’s Question:
I’m a new resident here in New Jersey and I don’t know if my requirements meet the one on this state since I came from another state. Is there anything that I have to know about car insurances here in the state of New Jersey?
Ally
Elizabeth, NJ
Almost every citizen who just moved in New [...]

How To Determine Car Insurance Fraud New Jersey

Reader’s Question:
Can you tell me more about how one can be a victim of car insurance fraud? I’ve seen some distressing news about it lately here in New Jersey and I don’t want to be a statistic.
Irene
Jersey City, NJ
Over the years car insurance fraud has become a very serious matter for motorists and car owner’s [...]

Do You Have Sufficient Car Insurance Policy In New Jersey?

Reader’s Question:
Up until now I have never really paid attention about car insurance, not until a friend got involved in a car accident here in Camden, New Jersey and found out that she doesn’t have full coverage, how do I know that I have a good car insurance policy?
Valerie
Camden, NJ
For some people, it would take [...]

Lower Teen Car Insurance Rates In New Jersey

Readers Question:
My son is a new driver for he had just turned to his legal age. I heard that car insurance rates for teenagers are really high, are there any tips on receiving lower car insurance rates here in Jersey City, New Jersey?
Matt
Jersey City, NJ
Cars for teenagers are actually an obsession when they reach [...]

Anti Lock Break Insurance Discount In New Jersey

Reader’s Question:
I just moved here in Paterson, New Jersey and my car insurance has just ended. I had a discount for having an anti lock brake on my car from the state I previously resided. Does the state of New Jersey also have that kind of discount on car insurance?
Bill
Paterson, NJ
I understand that at the [...]

Factors That Affect Car Insurance Rates In New Jersey

Reader’s Question:
I just got my driver’s license here in Jersey City, New Jersey, and I would like to know what factors can make car insurance rates high before I buy one. Thanks!
Kurt
Jersey City, NJ
Hello Kurt. Congratulations for getting your driver’s license! You must be very excited to hit the road already. Along with your new [...]