Car Insurance For Classic Cars In New Jersey
Reader’s Question:
I am very fond of having a collection of antique cars here in Elizabeth, New Jersey and all of them are insured. Is there a special type of car insurance that would give coverage for them?
Travis
Elizabeth, NJ
Since you are fond of having a collection of antique cars in Elizabeth, New Jersey, you have to know about collector auto insurance. If you drive your collectible cars less than 5,000 miles a year, you must consider buying collector car insurance. You may think that you’re already in great shape regarding your insurance because you already have regular insurance on your collectible cars. But if something happens and damages your precious cars, maybe at a car show, you would have a not so good time in your effort to file a claim.
The car insurance claims adjusters are already used to processing claims on regular automobiles and would not want to consider if you insist on having your special car repaired at a shop that understands antique cars, or why you would have to pay more that the regular rate for any parts or services necessary. Moreover, a regular car insurance policy would not guarantee the stated value of your antique car when it is lost or if you get involved in an accident.
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