Does Car Insurance Increases if You Enhance Your Car In New Jersey?

Reader’s Question:
Will my car insurance rates here in New Jersey increase if I do some enhancements on my car such as adding DVD player?
Ian
Vineland, NJ
A lot of drivers put a spark in their automobiles by having some improvements, enhancements and add-ons like audio systems and DV player. However, remember that in case your automobile has [...]

Reasons for Car insurance Non-Renewal In New Jersey

Reader’s Question:
Can my car insurance company here in New Jersey opt to non-renew my policy if they don’t want to cover me anymore? What are the possible reasons an insurance company can do just that?
Melvin
Passaic, NJ
Car insurance companies can opt not to renew your policy once it is time for renewal. However, state regulations do [...]

Does The Type Of Car Determine Car Insurance Rate In New Jersey?

Reader’s Question:
It’s probably time for me to replace my very old car with a new one but I’m still concerned with my car insurance. Does the type of vehicle that I will purchase matter in determining my car insurance rates here in New Jersey?
Gaƫl
Toms River, NJ
The type of car that you drive is one of [...]

Buying Car Insurance In New Jersey

Reader’s Question:
I’m a new resident here in New Jersey and I don’t know if my requirements meet the one on this state since I came from another state. Is there anything that I have to know about car insurances here in the state of New Jersey?
Ally
Elizabeth, NJ
Almost every citizen who just moved in New [...]

How To Determine Car Insurance Fraud New Jersey

Reader’s Question:
Can you tell me more about how one can be a victim of car insurance fraud? I’ve seen some distressing news about it lately here in New Jersey and I don’t want to be a statistic.
Irene
Jersey City, NJ
Over the years car insurance fraud has become a very serious matter for motorists and car owner’s [...]

Factors That Affect Car Insurance Rates In New Jersey

Reader’s Question:
I just got my driver’s license here in Jersey City, New Jersey, and I would like to know what factors can make car insurance rates high before I buy one. Thanks!
Kurt
Jersey City, NJ
Hello Kurt. Congratulations for getting your driver’s license! You must be very excited to hit the road already. Along with your new [...]

How To Get Lower Auto Insurance With Bad Driver On The Policy

Reader’s Question:
My husband seems to have poor driving habits that makes me think if I would just have to exclude him from my auto insurance policy here Jersey City, New Jersey. Still, I wanna keep him insured under my policy so the question is, is there a way that I can keep my premiums down [...]

Your Car Got Stolen- What To Do Now?

Reader’s Question
How does car theft affect my car insurance and what can I do to prevent it? my friend’s new car got stolen here in Clifton, New Jersey and found out they’re insurance wont cover the total price of the vehicle. I don’t want the same thing to happen to me.
Amanda
Clifton, NJ
Car theft, its a [...]