Non Owners SR22 Insurance For Drivers Without Their Own Car

Reader’s Question:
I don’t usually drive to work but I need to drive for work since I drive a delivery truck. I got a DUI here in New Jersey and the state law required me SR22. What I don’t get is, I just drive for work, and how does the required insurance affects me since I [...]

What To Know Before Buying Car Insurance Online In New Jersey

Reader’s Question:
I’m not used to getting online to do some business but I guess I can try it with my car insurance here in New Jersey. When buying car insurance online, what are the things that I have to keep in mind?
Harman
East Orange, NJ
Going online is one of the easiest and most convenient ways of [...]

Switching Car Insurance Company In New Jersey

Reader’s Question:
My husband had just moved to another company and he hears around that the company offers something like deduction in each employee’s car insurance. Is it legal here in New Jersey to change to the car insurers of the company?
Jean
East Orange, NJ
Getting the right car automobile is not hard in New Jersey. [...]

Does Car Insurance Increases if You Enhance Your Car In New Jersey?

Reader’s Question:
Will my car insurance rates here in New Jersey increase if I do some enhancements on my car such as adding DVD player?
Ian
Vineland, NJ
A lot of drivers put a spark in their automobiles by having some improvements, enhancements and add-ons like audio systems and DV player. However, remember that in case your automobile has [...]

Reasons for Car insurance Non-Renewal In New Jersey

Reader’s Question:
Can my car insurance company here in New Jersey opt to non-renew my policy if they don’t want to cover me anymore? What are the possible reasons an insurance company can do just that?
Melvin
Passaic, NJ
Car insurance companies can opt not to renew your policy once it is time for renewal. However, state regulations do [...]

How To Get Cheap Car Insurance In New Jersey

Reader’s Question:
I have been very busy in my career and the Car Insurance rate that I have when I was young is actually high and I haven’t had the luxury of time to have it altered. Is there any Car Insurance here in New Jersey that can give me cheap car insurance rate and [...]

Do I Need Full Coverage For Old Cars?

Reader’s Question:
Am I still required to get complete auto insurance coverage for my older vehicle here in New Jersey?
Camille
Camden, NJ
Although you are required by the financial responsibility laws of New Jersey to carry auto insurance, it is not mandated to carry a complete auto insurance coverage package. You only have to get the minimum levels [...]

What Is Uninsured/Underinsured Insurance In New Jersey

Reader’s Question:
I am getting my own auto insurance coverage soon here in New Jersey. I was told by my father that I need to get uninsured/underinsured motorist coverage for it is required. Since I didn’t have the chance to ask him what it is, could you give me a bit of an idea as to [...]

Buying Car Insurance In New Jersey

Reader’s Question:
I’m a new resident here in New Jersey and I don’t know if my requirements meet the one on this state since I came from another state. Is there anything that I have to know about car insurances here in the state of New Jersey?
Ally
Elizabeth, NJ
Almost every citizen who just moved in New [...]

Lower Teen Car Insurance Rates In New Jersey

Readers Question:
My son is a new driver for he had just turned to his legal age. I heard that car insurance rates for teenagers are really high, are there any tips on receiving lower car insurance rates here in Jersey City, New Jersey?
Matt
Jersey City, NJ
Cars for teenagers are actually an obsession when they reach [...]