Will my car insurance rates here in New Jersey increase if I do some enhancements on my car such as adding DVD player?

Ian

Vineland, NJ

A lot of drivers put a spark in their automobiles by having some improvements, enhancements and add-ons like audio systems and DV player. However, remember that in case your automobile has to be repaired or is declared a total loss, I am sure that you would like those things be regarded in the value of the automobile. In a number of instances, your enhancements will not be covered in case you did not inform your car insurance provider about it and paid additional premiums. The best option you have in these kinds of conditions is to get in touch with your insurance agent or your car insurance provider and let them know the things that you have done or added to your vehicle.

Your car insurance provider in New Jersey will make a decision if they have to raise your insurance coverage and thus, your rates as well. For that reason, you need to keep the proof of payments for your vehicle enhancements. In case you have spent a lot of money for the improvement of your vehicle, you need to inform your car insurance provider about it and support the value you are telling them with the proof of payments. But in case you have done something on your automobile to just keep it in good driving shape, you will not have extra claim payment. This kind of improvement will just be regarded as regular car maintenance.

Aside from DWI, my brother was also charged with other crime when he was arrested here in New Jersey. How can I convince him to hire a DWI lawyer to help him on his defense? Also, can a lawyer get one of the two charges in DWI dropped?

Helena

Vineland, NJ

If your brother is being charged with other crimes such as a hit and run or resisting arrest in addition to his DWI charge in Vineland, New Jersey, he definitely has to hire a lawyer. You can convince him in doing so if you explain to him that the additional charges complicate things and increase the maximum and minimum possible penalty and a lawyer is better equipped to negotiate deals in these cases including potential dismissals of certain charges.

But do not be fooled by DWI lawyer who are claiming that they could get one of the two charges in a DWI dropped. All DWI, assuming there was a breath or blood sample given that tested at or above 0.08%, consists of two kinds of charges. The first one is that the DWI suspect was “under the influence” and the other one is that the blood alcohol content was at or above a 0.08%. A person could not be sentenced for both charges by law so getting one of them dismissed is no great feat.