What Happens To My Car Insurance After DWI In New Jersey
Reader’s Question:
My daughter and I are making payments on a car we co-signed and she got her first DWI here in New Jersey. The auto insurance is also under my current policy with her as a driver. What will happen to my premiums now after her DWI?
Carla
Union, NJ
Driving While Intoxicated (DWI) is a serious violation that is considered a crime in New Jersey. If a person is arrested and/or convicted for DWI, he/she could have a suspended driver’s license and pay fines and/or serve time in jail. Any kind of citation for DWI is generally taken seriously by an auto insurance provider because it makes the motorist more of a risk to them. A DWI could have a serious effect on the whole auto insurance policy.
If your auto insurance provider finds out about your daughter’s DWI offense in Union, New Jersey, then your insurance premiums, since he is on your policy, would probably be raised. The rating systems of auto insurance providers vary so you will have to check out with your insurance agent to know how much your daughter’s DWI could affect all your premiums and for how long. If in case your auto insurance premiums go up because of your daughter’s DWI, then you might want to shop around to check if you could find a better rate and insurance quotes could be found here in this website.
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